Posts about Apartments in Baltimore

The Benefits of EFT

As with most recurring payments, using Electronic Funds Transfer (EFT) to take care of your monthly rent can make things convenient and simple. Think about it. All it takes is the one-time task of signing our form. But is it a good idea for everyone? Of course it is! Here's a look at the benefits of EFT. EFT can save you time Not only is it convenient, but it also can give you peace of mind that your bill is getting paid, all without you having to lift a finger. Plus, it can give you a few extra moments of free time since there's no need for stamps or pesky trips to the mailbox. There's no risk of forgetting your rent EFT ensures that your rent is always paid on time each and every month. A history of on-time payments may improve your credit score, but conversely, late and/or missing payments could really hurt your score. With EFT payments, there's nothing left to chance. Whether you're swamped with a big deadline for work or you're off on vacation, there's no risk of you forgetting to pay on time. Secure payments can give you peace of mind With EFT, you're paying from our secured 520 Park Avenue site designed for this type of activity and with the appropriate security to give you peace of mind. IT'S FREE! Some companies charge a fee to utilize automatic bill pay, but not us! By signing up for EFT, your rent will be taken automatically each month with no hidden fees! In summation, using automatic EFT could help protect your credit score, provide convenience and give you peace of mind without all the hassle of remembering to pay your rent. Just be sure to keep track of the dates and the amounts paid in order to stay on top of your finances.

Why the controversial Uber is actually awesome

As most of the modern world knows, Uber is the latest and greatest trend in transportation that has swept the nation the last three years (yep, it's been that long) with its convenience, simplicity and affordability. For those of you rock-dwellers unfamiliar with Uber, it's a smartphone app that lets you hail a cab (or Uber) with just the tap of your finger. After you've provided your credit card information on the app, it searches your location for the closest Uber driver and sends them a request for pick-up. Once the driver drops you off, you say thanks and hop out. That's it. The charges go straight to the card you put on file. No cash, no fuss, no problem. Or is it? With great success, comes great controversy. In the last year or so, the taxi companies and even the government have wagered their opinions on this ultra-contemporary take on the new mode of transportation. They claim Uber is unreliable, unsafe, and exploits innocent passengers for an overpriced service already provided by seasoned taxi drivers. You can find plenty of information on the case of Uber vs. The World, but we want to hear your opinion. Do you love it? Do you hate it? Tell us in the comments below. If you're curious, here's why we at 520 Park Avenue LOVE IT : You simply click your phone to summon a car. No need to walk to a busy intersection to try and flag down a taxi. Or worse, call for a cab and wait fifteen minutes (at least) for the driver to show up. No need to handle the payment or tipping stuff at the end of the ride. Simply gather your personal stuff and leave! Thanking the driver is actually optional. Want to share the cost of the ride with another Uber customer? That's easy too! Just click, click and it's done. You can get an estimate of the cost just by tapping a few buttons on your phone. If you have a complaint, it is easy to contact Uber. I complained once, and got exactly what I asked for: a 70% refund. The drivers and riders are rated by each other. The drivers need to keep up their ratings in order to continue getting riders. After your ride, you will get a map of your ride and a receipt emailed to you. If you leave anything in the Uber car, you (and Uber) know exactly which car you were in. This a coupon for $10 worth of free rides . Check it out, and decide for yourself! You can earn more credit by sharing Uber with your friends.

8 Things Successful People Do on the Lunch

Do you consider yourself a successful person? We here at 520 Park Avenue believe everyone possesses the ability to be successful. Reaching the heights of success can take time, though. It's not always a hurdle jump away from immediate success. Fortunately, you can shorten this journey through one simple step: making the best use of your lunch hour. If you're like most people, you have five hours per week that you can use to reach your goals faster. Read on to discover how to make the best use of these five hours: Leave the office This gives you a break from distractions and an opportunity to refresh yourself. If you simply sit at your desk for lunch every day, you can expect managers and coworkers to ask you to do more work. By escaping the throws of office duties, you're regenerating your brain, getting your blood flowing and allowing your focus to rest on things simpler and less stressful. So leave, scat, make like a bread truck. Just don't forget to go back. What about those times when you simply have to stay at the office? There are ways to work around that requirement as well (see the next tip). Do a weekly review Maintaining control and perspective over your life doesn't have to be hard. That's why successful people have mastered review habits. For example, you can review the past week's sent emails during lunch to determine what follow up actions are needed. Alternately, you can review your calendar of appointments for the rest of the week. This can be applied to your personal schedule as well. Heck, it is lunch after all isn't it? These practices put you back in command of both your work and personal time and keep your life on track. Get exercise Successful people know that exercise is vital to maintaining mental focus and health. Successful people get exercise during lunch in several ways, such as going to a fitness class, going for a walk and even putting in a few quick push-ups. Exercise is also a great way to cope with workplace stress. Some companies, like HBO, even offer yoga classes on site! Take the time to ask your HR department about the company's wellness program you don't know what's available until you ask. In accordance with tip #1, getting the blood flowing provides the mental and physical relief your mind & body needs to perform at its peak. Build career assets Assets are resources that grow in value over time. Checklists are a resource that successful people regularly use to avoid mistakes and guarantee high quality (check out Learn How To Build A Checklist In 6 Steps ). The time you invest to build a career asset will save you plenty of time in the future. Here are other career assets easy enough to build over your lunch hour: Standard Operating Procedures : a sequence of steps that explains how to do important parts of your job. These procedures can cover how to produce reports, your personal sales process and other aspects of your work. Career Portfolio : a collection of documents (e.g. performance reviews, copies of emails from happy clients, PowerPoint presentation templates) that prove all of your skills and accomplishments. Professional Contact List : write up a contact list (use a paper notebook or a spreadsheet to start with) of the 100 most important people in your career - include their name, title, company, phone number and email address. If you are laid off suddenly, you will need a copy of that information at home for reference. Build relationships Breaking bread and sharing a meal with another person is one of the best ways to build a relationship. Successful people know that meeting somebody once at an event is just the start of building a relationship. The next step is to spend more time with that person. Lunch is a great way to develop a relationship because people tend to open up about their lives and go beyond business concerns. By delving into personal (but not too personal) information, you and your new contact feel comfortable with one another and trust each other enough to do business together. And remember, first impressions, body language and vocabulary are key! Eat for health, not entertainment What you eat for lunch has a significant impact on your results. That's why successful people tend to avoid pasta and other carb-heavy meals at lunch, they make you lethargic and groggy. To improve your energy and keep moving, eat almonds, walnuts and other proteins. Foods high in protein fuel the brain. Relying on sugar to get you through the day is simply not effective - you'll crash and burn by 2:30. In addition, consider avoiding foods with strong smells or sauces during the work week; spilling food on yourself during the work day is frustrating! Keep your eating for entertainment desserts and the like to the evenings and weekends. 7. Run personal errands Successful people understand the importance of staying focused at work. That's why they avoid making personal phone calls during business hours as much as possible. However, we all know that life is full of pressures. For example, you may need to pick up prescriptions. One way to improve your productivity is to use a pharmacy nearby your office, so you can go there during your lunch break. To take this principle a step further, adapt Mike Hardy's time chunking approach. You could designate the Friday lunch hour for personal errands and reserve Monday lunch hours for professional growth. Either way, incorporating a small portion of your personal life into your work day relieves some of the pressure in your home life, and it's well worth it, however small. 8. Take a nap Successful people understand the value of being well-rested. Entrepreneur Michael Hyatt has explained 5 reasons you should take a nap every day . Putting in a 20-30 minute nap does a great deal to increase your productivity and mental clarity. Specifically, napping has been shown to improve heart health and improve efficiency. Not sure where to take a nap? Look around if your company has a wellness room or a quiet room. Such rooms may serve as a useful nap location! As an alternative, look for a quiet office or a meeting room (though you run the risk of being caught napping).

From Telegraph to Smartphone

Think how far technology has come in the last 5 years: from Google Glasses to a self-driving car to a Humanoid Robot . Now think how far technology has come in the last 100 years: the telephone, the Apple computer, the Walkman, THE INTERNET! It's fascinating to think long-distance communication involved nothing more than a series of dots fired across wire strung along the entire United States. In a world where people demand connectivity 24/7, and technology such as Periscope lets you communicate with anyone anywhere on the planet with just a touch of a button, let us stop and appreciate where it all stemmed from. The telegraph. First used here in our beloved Baltimore City. Painter-turned-inventor Samuel Morse was intrigued by the electric telegraph after overhearing a conversation about electromagnetism sailing from Europe to America. He immediately experimented and eventually developed the telegraph machine in the 1830's and 1840's. His first telegraph message was sent from Washington D.C. to Baltimore on May 24 th , 1844 (171 years ago!) It read: What hath God wrought. The telegraph's long-distance application marked the beginning of a new era of communication, in which information traveled faster than any human by any means of conveyance could possibly travel. Morse and fellow inventor Alfred Vail later created Morse Code, to better understand the transmissions, which in turn transformed how wars were fought, how journalists reported news and how loved ones communicated across state lines. By the early 1900's the telegraph machine was used countries all across the globe. But it wasn't until this day, August 20 th , in the year 1911, that a dispatcher in the New York Times office sent the first telegram around the world via commercial service. The Times decided to send its 1911 telegram in order to determine how fast a commercial message could be sent around the world by telegraph cable. The message, reading simply "This message sent around the world," left the dispatch room on the 17th floor of the Times building in New York at 7 p.m. After it traveled more than 28,000 miles, being relayed by 16 different operators, through San Francisco, the Philippines, Hong Kong, Saigon, Singapore, Bombay, Malta, Lisbon and the Azores, among other locations, the reply was received by the same operator sixteen and half minutes later. It was the fastest time achieved by a commercial cablegram since the opening of the Pacific cable in 1900 by the Commercial Cable Company. I'll give you a minute to let that sink in, and then you can get back to checking your Facebook newsfeed.

What is LEED Certification

You've seen it on our website and almost all of our handouts: 520 Park Apartments are LEED Certified! But what does this mean to you? Most of us understand the concept of LEED which, by the way, stands for Leadership in Energy and Environmental Design but aren't familiar with the specifics of what makes a green building green. Developed in 1994 and constantly evolving, LEED represents green building leadership . It's transforming the way we think about how buildings and communities are designed, constructed, maintained, and operated across the globe. LEED certified buildings save money and resources and have a positive impact on the health of occupants, while promoting renewable, clean energy. During development of 520 Park Avenue , the U.S. Green Building Council (USGBC) paid us a visit and analyzed our plans. Upon inspection and deliberation, we were awarded the Silver Standard for LEED Certification. If you're curious about the process of this system and wonder how they arrived at their conclusions, here's how it all works: The green building certification program recognizes best-in-class building strategies and practices. To receive LEED certification, building projects satisfy prerequisites and earn points (0-100) to achieve different levels of certification. Each rating system groups requirements that address the unique needs of building and project type. There are five rating systems: Building Design and Construction, Interior Design and Construction, Building Operations and Maintenance, Neighborhood Development, and Homes. Once a project team chooses a rating system, they'll use the appropriate credits to guide design and operational decisions. The number of points the project earns determines its level of LEED certification. In order to achieve Silver certification, a building must earn between 50-59 points, which is what 520 Park was able to achieve when we opened our doors in 2014. Energy efficient appliances, windows and green practices set us apart from other apartment communities. We strive to provide you with a home that is clean, comfortable, and most importantly, environmentally responsible.

Renters Insurance

"Do I really need Renter's Insurance?" Many renters assume if you don't own it, you're not responsible for it. In the case of renting an apartment with WPM Real Estate (and hopefully any other real estate management company), you are required to carry Renter's Insurance for not just the apartment itself, but your belongings within the apartment. According to section 43 of your lease, as seen below, you need $100,000 in coverage if you were ever injured, your personal items were damaged, or the apartment is damaged from an incident not caused by the property's inner workings. We do not provide insurance coverage on your property located within the Premises. During the term of this Lease, and any renewal or extension of this Lease, you must, at your expense, maintain renter's form homeowner's insurance coverage on the Premises providing for personal liability (bodily injury and property damage) coverage with a limit of not less than $100,000.00 each occurrence and $5,000.00 in medical payments coverage; and further, providing coverage to keep your personal property on and in the Premises insured for your benefit against loss or damage resulting from broad form named perils on a replacement cost basis. You must provide us with a copy of a certificate of insurance for the policy required by this Section. If you fail to comply with the provisions of this Section 43 of this Lease Agreement, you must pay to us an additional $25.00 per month rent until you purchase and maintain the insurance coverage required by this Section. We will not purchase the insurance for you. Collection of this additional rent will be in addition to, and not in lieu of, any other remedies which we may have as a result of your failure to comply with this Lease provision. You further agree that although you have signed this Lease and remain obligated to pay the rent specified in this Lease and comply with the other terms, covenants, rules and regulations in this Lease, we will not provide you with possession of the Premises until you provide us with a copy of the insurance policy or a certificate documenting that you have obtained the insurance coverage required by this Lease. You should have provided proof of Renter's Insurance before you picked up your keys. If you didn't, shame on your Leasing Consultant! According to the lease, once the policy expires--say, after you've extended your lease for another year--we have the right to charge $25 each month that you neglect to provide a renewed policy. As with any type of insurance, you could pay for renters insurance year after year and never need it. While some renters see it as a waste of money, those who end up needing it say they are grateful they had it. Renters insurance doesn't just take care of your stuff. It protects residents from a few kinds of liability. For example, if someone trips and falls in your apartment, leading to expensive medical bills or even a lawsuit, your policy would provide you with coverage. It could also be a financial lifesaver. Say you left the stove on and caused a fire, any damage caused to the building would be your responsibility. So basically, yeah, you need it. Give our office a call if you have questions or concerns about the lease, and call your insurance provider if you need details on coverage. 520 Park Avenue